Who Pays for Physical Therapy After a Car Accident?

Physical therapist treats patient

Car accidents are devastating and can cause severe injuries. In 2020, there were over 1.5 million car crashes across the United States that resulted in injuries. After a car accident, victims may require more than just immediate medical treatment to make a full recovery. Physical therapy after a car accident can help victims alleviate pain and restore mobility.

Car accident victims may wonder who pays for physical therapy after a car accident. A personal injury lawyer can help you navigate the complex financial aspects of a personal injury claim. Read on to learn about the nuances involved in a personal injury case and who pays for physical therapy after a car accident.


Third-Party Auto Accident Claims

If another driver was at fault for the accident, their insurance typically covers your medical expenses, including medication, surgery, and physical therapy. A personal injury lawyer will deal with the at-fault driver’s insurance company on your behalf and recover the compensation you deserve.


Why You Should Begin Physical Therapy Immediately After a Crash

motor vehicle accident

After a car accident, it’s crucial to seek medical attention immediately. Your doctor will perform a medical evaluation and prescribe a treatment plan. Your doctor will likely recommend you undergo physical therapy for pain relief and to help enhance your mobility.

Quicker recovery time – Getting physical therapy promptly after a car can help reduce the recovery process. Therefore, you can return to daily activities more quickly.

Alleviate pain symptoms – Physical therapy can help reduce pain, promote healing, and prevent chronic pain.

Improve mobility and function – A physical therapist can teach you exercises and techniques that can help you regain mobility and function. If a victim has old car accident injuries that were aggravated by a recent car accident, they can also benefit from physical therapy.

Prevent secondary injuries – Physical therapy can help you avoid secondary injuries sustained as a result of your initial injury.

Help avoid surgery – Physical therapists can help you avoid surgery altogether. Starting physical therapy as soon as possible can help you heal naturally and reduce the likelihood of surgery.


Factors that Contribute to the Cost of Physical Therapy

Several factors influence the cost of physical therapy sessions including the following:

Type of Physical Therapy

Specialized therapies might incur higher costs.

Duration of Physical Therapy Sessions

Longer or more frequent sessions will naturally cost more.

Insurance Coverage

The other driver’s insurance policy’s terms and coverage limits significantly impact the expenses you’ll be able to recover.


Why it’s Important to Stick to Your Treatment Plan

Following your prescribed treatment plan diligently is not only crucial for your recovery but also for insurance claims and legal matters. Here’s why it matters:

Faster Recovery – Adhering to the treatment plan enhances your chances of a quicker and more complete recovery.

Insurance Claims – Staying consistent with your therapy strengthens your insurance claim, indicating the necessity and seriousness of your injuries.

Legal Implications – If you’re pursuing a personal injury claim, your commitment to physical therapy showcases the extent of your damages, strengthening your case.


California Auto Insurance Limits

In California, the minimum liability insurance requirements are as follows:

  • $15,000 for injury or death to one person.
  • $30,000 for injury or death to more than one person.
  • $5,000 for property damage

Minimum coverage might not suffice if your medical bills, including physical therapy, exceed these limits. Considering the potential high costs of healthcare, having sufficient coverage is essential to avoid financial strain during recovery. Therefore, it’s crucial to consult with an experienced personal injury lawyer who will ensure you recover full and fair compensation for your losses.


Common Car Accident Injuries

car accident injuries

Motor vehicle accidents can lead to serious, and fatal injuries. Here are common injuries sustained in car accidents.

  • Fractures and broken bones
  • Soft tissue injuries
  • Whiplash injury
  • Back injuries
  • Neck injuries
  • Traumatic brain injury
  • Wrist and hand injuries
  • Leg and foot injuries
  • Internal bleeding


Compensation Available in Personal Injury Claims

who pays for physical therapy after car accident

In personal injury claims, various types of compensation may be available including the following:

Medical Expenses – This includes all past and future medical costs, including the cost of physical therapy sessions.

Lost Wages – If your injuries hinder your ability to work, you can claim compensation for lost income.

Pain and Suffering – Compensation for physical and emotional distress experienced due to the accident and injuries.

Property Damage – This covers repair or replacement costs for your damaged vehicle.


How a Car Accident Lawyer Can Help You Manage Your Medical Expenses

Navigating the complexities of insurance claims and legal procedures can be challenging, especially when you’re recovering from a serious injury. A skilled car accident lawyer can help:

Review and Negotiate Medical Bills

Lawyers can scrutinize your medical bills, ensuring you’re not overcharged, and negotiate with medical providers to lower costs.

Negotiate and Resolve Medical Liens

If medical providers place liens on your settlement, lawyers can negotiate these liens to reduce the amount you owe.

Seek Compensation from the At-Fault Party

Lawyers gather evidence to establish the other party’s liability and fight for the compensation that you deserve.

Coordinate with Medical Providers

Personal injury attorneys can work directly with your medical providers, ensuring you receive necessary treatments without taking on financial strain.

Protect Your Rights

Legal experts ensure your rights are upheld throughout the claims process, preventing insurance companies from taking advantage of your situation.

Represent You in Court

If the insurance company is unwilling to offer a fair settlement, trial lawyers can represent you in court, if necessary, to recover full and fair compensation.


Get The Physical Therapy Treatment You Deserve

A car accident lawyer can help you increase your chances of securing fair compensation and getting the physical therapy treatment you rightfully deserve. During this difficult period, you should be able to focus on your family and recovery.

At Santiago Accident Lawyers, we are committed to advocating for auto accident victims. Our personal injury lawyers maintain a 99% win rate and have recovered millions of dollars in compensation for our clients. Call our law office to learn more about your legal options. Schedule a no-risk, free consultation today.

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